Keep more of what it brings
Closing Costs Covered in Derby
Zero commission and no customary seller fees. The figure you accept isn't whittled down by surprises on signing day.
How Much of the Price Truly Reaches Your Household?
With a traditional sale, often less than sellers hope. A commission comes off first. The seller's portion of closing fees follows, then credits for repairs a buyer demanded, and now and then a few smaller charges nobody raised early on. By the time the settlement sheet is finalized, your share can look rather different from the price everyone shook hands on.
With Real Estate Agent Derby, every closing cost lands on our ledger. Commission doesn't apply because no agent stands in the middle; we're buying the home directly. The customary seller closing fees get paid by us rather than deducted from your share. And since we purchase as-is, repair credits never enter the conversation. The only sums taken out at signing are debts you already carry: your mortgage balance, any liens and any overdue property taxes. The Connecticut real estate attorney running signing day retires those from the sale funds, and the remainder belongs to you. Before you commit to anything, we'll sit down with that arithmetic together so you'll have a realistic picture of your share. If a second mortgage, a home equity line or a tax lien is part of the story, we'll explain how each payoff works. For legal or tax counsel, we'll gladly point you toward your own attorney or accountant.
Expenses We Carry
Charges that usually shrink a seller's share, shouldered by us instead.
Zero commission
You sell to us directly, so no agent's percentage is shaved from the price.
Customary seller fees
The usual seller-side closing charges come from our ledger, not out of your check.
No repair credits
An as-is purchase leaves nothing for inspectors to bargain down.
Payoffs in plain view
Your mortgage, liens and overdue taxes are retired from the sale funds, each one listed on the settlement sheet.
An appraisal on us
After the paperwork has been authorized, we'll arrange a free appraisal of the home for you.
No hauling invoice
Our free clean-out of anything you leave is woven into the purchase.
How Do We Walk Through the Numbers?
Share what's owed
Mention the home's condition and any mortgage or liens you know of, so the payoffs can be explained early.
See the figure and your share
We present our cash figure and go over what gets paid on signing day and what remains for you.
The lawyer finishes it
On signing day debts are retired from the sale funds, our ledger takes the closing costs, and your share comes to you.
Why Households Can Plan Around Our Figures
Talked through ahead of time
Payoffs and your share are discussed before signing, never sprung on you at the table.
Nobody in between
A direct purchase means nobody else trims off a portion along the way.
A second set of eyes welcome
Ask your lawyer, or a relative you trust, to comb through each page. We'd like that.
- Zero commission
- Seller fees on our ledger
- No repair credits
- Payoffs in plain view
Would You Like to See Your Share?
Tell us about the home and what's owed on it. We'll walk through our figure and the payoffs so your household can plan around a number you trust.